Like any habit, our financial behaviours are formed by doing the same actions repeatedly until they’re second nature. That’s great if you’ve got into the routine of saving regularly – but not so good if you’re one to whip out the credit card on impulse. With the right approach, you can turn those less-than-helpful financial habits into healthy behaviours. Research shows one way to avoid falling back into old ways is to replace them with healthier habits. Other useful strategies include: Making smaller changes rather than big, dramatic ones. Choosing specific actions like ‘I’m going to transfer $100 into a...
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Finances are one of the biggest sources of stress in Australia. Whether it’s worrying about making ends meet or planning for the future, anxiety around money can be a huge burden and can affect the quality of your work, life and relationships. I hope this article provides you with a few proactive steps you can take to lighten the mental load. Recognise your anxiety and try to determine the source Anxiety can rear its head in lots of ways – maybe you’re short-tempered, not sleeping well or lacking the motivation to do things around the house. The first step to...
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