How is your credit score affected by COVID-19?

If you’re one of the many Australians financially impacted by COVID-19, who have deferred $218 billion worth of payments this year – fear not. Your credit score is unlikely to be affected by payment deferrals or mortgage holidays due to…

How is your credit score affected by COVID-19? 1

SMSFs on the defensive: Is it time to revisit your strategy?

Self-managed super funds (SMSFs) have had a challenging year, with COVID-19 linked market uncertainty affecting income and returns. But SMSF trustees haven’t been sitting on their hands.  One of the main reasons people give for wanting to establish an SMSF…

SMSFs on the defensive: Is it time to revisit your strategy? 2

Superannuation 101: Your guide to a happy retirement

Superannuation is a handy way of saving for retirement, so that you’ll have an income to live on once you’re no longer working.  Your employer must pay a portion of your earnings into your superannuation fund, which invests them on…

Superannuation 101: Your guide to a happy retirement 4

Switching home loans

Refinancing your home loan to take advantage of a lower interest rate might save you money. Before you switch, make sure the benefits outweigh the costs. If you’re struggling with your home loan repayments, see problems paying your mortgage for…

Switching home loans 5